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2643 N Rte 178 Highway, Utica, IL 61373.
Become part of the Grand Bear Resort community with this exceptionally well-maintained 2-bedroom townhome that has been lovingly cared for as a family second home and has never been enrolled in a rental program. The furnishings are in excellent condition, and all appliances will stay, including the stove, refrigerator, microwave, dishwasher, washer, and dryer. This desirable inside unit offers added energy efficiency, as it has only two exterior walls requiring heating and cooling, which typically results in lower utility costs. The affordable HOA fee of just $266 per month includes Xfinity cable, high-speed fiber-optic internet service, exterior maintenance, water service, garbage removal, snow removal, and common area maintenance. Residents enjoy access to outstanding resort amenities, including an indoor water park, miniature golf course, and scenic walking trails. Best of all, this property is within walking distance of Starved Rock State Park, one of Illinois' Seven Wonders. Both bedrooms are located on the second level, and the unit is conveniently situated near the main lodge. Recent updates include a furnace that is approximately 1.5 years old, an on-demand water heater that is approximately 6 years old, an Ecobee smart thermostat, and both sliding glass doors and balconies having been replaced within the last six years. Offering comfort, convenience, and resort-style living, this move-in-ready property presents an excellent opportunity to enjoy all that Grand Bear Resort has to offer.
MLS ID: 202604817
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2643 N Rte 178 Highway, Utica, IL 61373.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $159,928 | $159,928 | $159,928 |
| Down Payment | $31,986 | $5,597 | $39,982 |
| Monthly Mortgage Amount | $840 | $1,019 | $1,028 |
| Taxes | $223 | $223 | $223 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $70 | $0 |
| Monthly Estimated Total | $1,163 | $1,411 | $1,351 |
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